Bill Discounting & Invoice Factoring
Quick, hassle-free financing against your unpaid B2B invoices. Turn your receivables into immediate working capital — disbursal in 24–48 hours.
Three ways to finance your receivables
Bill Discounting
Sell your unpaid customer invoices to us at a discount and get immediate cash instead of waiting 30 / 60 / 90 days for client payment.
Best for: Businesses with verified invoices from reputed companies.
Note: We collect from your client on the due date.
Invoice Discounting
Similar to bill discounting, but fully confidential. Your client doesn't know the invoice is discounted — you continue collection as usual and repay us when your client pays you.
Best for: Businesses who want to keep financing discreet and maintain client relationships.
Note: You collect from the client and repay us.
Bill Factoring
A comprehensive service where we buy your invoices AND manage your sales ledger, credit control and collections — effectively becoming your receivables department.
Best for: Companies wanting to outsource credit management and get cash flow.
Note: Recourse: you buy back on client default. Non-Recourse: we take the credit risk.
From invoice to cash in five steps.
A simple, transparent process designed to release your money fast — without the paperwork drag of a traditional bank loan.
You raise an invoice to your client for completed work.
Submit the invoice copy + PO / LR to us.
We disburse 80–90% of invoice value within 24–48 hours.
Your client pays on the due date (directly to us, or to you for invoice discounting).
We release the balance amount minus our discount fee.
Why businesses choose this
- Immediate cash flow — no 45–90 day waiting periods
- Grow faster — take new projects without a cash crunch
- No collateral — your invoices are the security
- Flexible limits — your limit grows with your sales
- Quick approval — 2–3 days vs weeks for bank loans
What qualifies
- B2B invoices only — corporates, MNCs, govt, listed companies
- Goods delivered / services completed
- Credit period of 30–120 days
- Minimum invoice value: ₹1 Lakh
Keep these ready for faster approval
Frequently asked questions
Ready to unlock your working capital?
Share your case and our team will assess eligibility and revert quickly. Only genuine cases with valid documents may contact.
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